The ride you want is within reach

Turn to GOLD Credit Union to help simplify the auto loan process. Shopping for a new (or new-to-you) car, truck, or motorcycle can be stressful, but financing your purchase doesn't have to be. GOLD Credit Union offers competitive loan rates, quick approvals, and personal service.

  • Excellent rates that beat industry averages
  • Flexible terms to meet your needs
  • No monthly fees or prepayment penalties
  • Fast, free online loan application
  • Optional GAP Insurance

Better still? Get pre-approved today for extra negotiating power at the dealership. Don't get stuck at the lot without GOLD to back you up.

GOLD Credit Union also offers competitive loan rates for your boat and RV.* Whether you yearn to sail off into the sunset or tour the country with your family, we have the financing options you need to fast-track your adventures.

New Vehicle Loans
Terms APR(1) as low as
Up to 36 Months 2.20%
37-48 Months 3.10%
49-60 Months 3.30%
61-72 Months 4.10%
73-84 Months 4.30%
Used Vehicle Loans
Terms APR(1) as low as
Up to 36 Months 2.20%
37-48 Months 3.10%
49-60 Months 3.30%
61-72 Months 4.10%
73-84 Months 4.30%
*For financing dirt bikes, scooters, ATVs, and other non-titled vehicles, our personal loans may be a great fit for you.
A woman helping her daughter learn how to ride a bike A woman helping her daughter learn how to ride a bike

Transfer your current loan and save

If you have a current loan and are unhappy with your rate, refinance with GOLD Credit Union. We'll help you lower your rate, payment, or both!

In just a few minutes, you'll be on your way to lowering your monthly payments. Here's how refinancing with GOLD Credit Union can help:

  1. Lower your interest rates. Our low rates are often significantly lower than what's offered by other borrowers.
  2. Extend your term. By extending your term, we can spread out your remaining balance to make each monthly payment smaller.
  3. Pay off your loan sooner. With custom scheduling and no prepayment penalties, you can set up monthly, biweekly, or weekly payments aligned with your goals. Combine that with our low rates, and you'll have your loan paid off in no time.

Refinancing is available for cars, trucks, motorcycles, boats, and RVs.

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Learn your price range

How much can I afford? How much will my payments be? Find the answers to these questions by calling us at 484-223-4216 or contacting us through the website. 

An older woman and a young girl baking An older woman and a young girl baking

We've got you covered

GOLD Credit Union offers Guaranteed Asset Protection (GAP) Insurance on loans for new or used cars, trucks, RV's and motorcycles.This coverage is designed to help you pay for your loan should your vehicle be stolen or totaled.

We understand that ownership involves more than just the cost of your car, truck, RV's or motorcycle. Insurance settlements are based on the actual cash value of your vehicle — not the outstanding loan balance. GAP Insurance can help you cover these out-of-pocket expenses that could otherwise wreck your finances.

Learn more about our GAP Insurance.

Hit the road in less time (and for less money) than you ever thought possible.

Get pre-approved for a Car, Truck, or Motorcycle Loan today.

Not yet a GOLD Member? Join us today, and you'll be eligible to apply for your loan immediately.

Apply Now

You are now leaving GOLD Credit Union's website. This site is provided with the sole intent of providing helpful and convenient information for our members. We recommend that you consult the privacy disclosure on all websites before continuing. GOLD Credit Union is not responsible for any content on any other website, and does not represent either the third party or you, the member, if you enter into a transaction.

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